Best Cd Rates Today July 2024. The average apy is up one basis point from a month prior. Bankrate provides valuable insights to find the best cd products to maximize.
To identify the best cd rates, wallethub’s editors regularly compare over 950 certificates of deposits from leading financial institutions based on apy, fees and minimum deposit. For example, the average savings account rate is just 0.45%, while the best savings interest rates are generally around 4.5% to 5% apy.